Home Loan
CBC Home Loan comes to you on the solid foundation of trust and transparency built in the tradition of Commercial Bank of Ceylon, Bangladesh.
With our Home Loan buy a House, ready flat/under-construction / semi-completed or secondhand flat that you’ve set your heart with not just an attractive rate of interest but also an unmatched level of services. Best Practices followed in CBC mentioned below will tell you why it makes sense to do business with Commercial Bank of Ceylon, Bangladesh.
The Essentials
Discounts on building materials
Loans to build, purchase, renovate or settle an existing Home Loan
CBC Home Loans Unique Advantage
- Loan amount up to BDT 20 Million
- Low interest rates and interest is charged on reducing balance method
- Early settlement and partial prepayment options
- Low processing charges.
- No hidden costs or administrative charges.
- Guidance throughout the process
You could obtain a home loan for
- Purchasing a Flat /house
- Building a house
- Completing a partially built house
- Renovate, extend or complete a house
- Paying off an existing home related loan
To qualify
You should have a regular monthly income, individually or jointly with your spouse. This income should be sufficient to meet the monthly loan commitment as well as living and other expenses.
Product Features
- Loan amount up to BDT 20 Million
- Equity Ration : 70:30
- Competitive interest rates and absolutely transparent fees & charges
- Loan tenure of up to 20 years
- Mortgage property location : Dhaka Metro, Chittagong, Sylhet and Narayangonj City Corporation area, Savar, Gazipur and Tongi Municipal area
- Applicant must be permanent resident of Bangladesh
- Minimum age 25 years & maximum age 60 years at the time of maturity
Common Documents:
- Latest one year’s personal bank statement
- Photocopy of national ID/Passport
- Business card/ visiting card of the applicant
- Business card/ visiting card of the applicant
- One copy passport size photograph of guarantor
- Allotment Letter/ Allotment Agreement/ Byna Deed/ Property related documents
- Registered ownership deed for Home Credit / Take Over
- Price quotation for Home Credit
- Proof of submission of updated Income tax return
Salaried Individuals
- Letter of Introduction stating salary, issued by the employer
- Latest 01year salary account statement
Business person
- Copy of Trade License for last 3 years
- Company’s bank statement for last one year
- Registered partnership deed for partnership company
- Memorandum of Articles, Certificate of Incorporation, Latest Schedule X for Private Limited Company
Self employed person
- Professional Certificate issued by authorized institution
- Declaration on self-pad along with seal
- Certificate of Professional degree
Land Lord
- Registered ownership deed
- Rental deed
- Copy of any utility bill (Electricity/ Water/Gas)
Terms & Conditions apply
Product information and terms & conditions are subject to change from time to time. Therefore, it is advisable to contact the branch nearest to you for the latest information and prevailing terms & conditions.
Apply for a loan
Who can apply
If you are a salaried employee or a freelance professionals over the age of 18 years with a regular monthly income (minimum Rs 25,000), individually or jointly with your spouse, you can apply for this facility.
How to apply
Download application form and submit the filled form to any Commercial Bank branch
You can also visit a branch of your choice to apply for the loan
Apply Now
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