Rates & Tariffs
Interest Rates
Savings Accounts
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
BDT 0 -- BDT 25,000
|
0.00%
|
|
BDT 25,001 – BDT 500,000
|
0.75%
|
|
BDT 500,001 and Above
|
1.00%
|
PCS (Privilege Customer Scheme) Account
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
BDT 0 -- BDT 25,000
|
0.00%
|
|
BDT 25,000 and above
|
1.25%
|
Special PCS Account
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
BDT 0 -- BDT 25,000
|
0.00%
|
|
BDT 25,000 and above
|
1.50%
|
Savings (Monthly Interest)
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
BDT 0 -- BDT 25,000
|
0.00%
|
|
BDT 25,001 – BDT 500,000
|
0.75%
|
|
BDT 500,001 and Above
|
1.00%
|
Bonus Savings (Half-Yearly Interest)
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
BDT 0 -- BDT 25,000
|
0.00%
|
|
BDT 25,000 and above
|
1.00%
|
Investment Savings
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
Investment Savings
|
6.00%
|
Freecom Savings Accounts
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
BDT 0 -- BDT 25,000
|
0.00%
|
|
BDT 25,000 and above
|
1.50%
|
DotCom (Teen Saver) Accounts
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
DotCom (Teen Saver) Accounts
|
1.25%
|
Ananya Savings Account (Savings Account for Ladies)
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
BDT 0 -- BDT 25,000
|
0.00%
|
|
BDT 25,001 -- BDT 100,000
|
1.50%
|
|
BDT 100,001 – BDT 1,000,00
|
2.00%
|
|
BDT 1,000,001 and Above
|
2.50%
|
Shamriddhi Account
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
'SHAMRIDDHI' Tiered Savings (Half-Yearly Interest)
|
1.00% - 2.00%
|
|
BDT 50,001 -- BDT 500,000
|
1.00%
|
|
BDT 500,001 – BDT 2,000,000
|
1.25%
|
|
BDT 2,000,001 – BDT 10,000,000
|
1.50%
|
|
BDT 10,000,001 and Above
|
2.00%
|
Special Notice Deposits
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
SPECIAL NOTICE DEPOSITS (SND)
|
1.00% - 2.50
|
|
Less than 10 Million
|
1.00%
|
|
10 Million & above but less than 250 Million
|
1.00%
|
|
250 Million & above but less than 500 Million
|
1.25%
|
|
500 Million & above but less than 1 Billion
|
1.50%
|
|
1 Billion & above
|
2.50%
|
Fixed Deposits
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
FIXED DEPOSIT RATES (FDR) – INDIVIDUAL & NON INDIVIDUAL
|
|
|
1 Month FD (Any Amount)
|
2.00% (AER : 2.02%)
|
|
2 Month FD (Any Amount)
|
2.00% (AER : 2.02%)
|
|
85 DAYS FD (Up-to BDT 500 Million )
|
9.50% (AER : 9.85%)
|
|
85 DAYS FD (BDT 500 Million & above)
|
10.50% (AER : 10.93%)
|
|
FIXED DEPOSIT RATES (FDR) – NON INDIVIDUAL
|
|
|
3 MONTH FD (Up-to BDT 500 Mn)
|
2.50% (AER : 2.52%)
|
|
3 MONTH FD (BDT 500 Mn up-to BDT 1.00 Bn)
|
4.50% (AER : 4.58%)
|
|
3 MONTH FD (BDT 1.00 Bn & Above)
|
9.00% (AER : 9.31%)
|
|
100 DAYS FD (Up-to BDT 1.00 Bn)
|
10.00% (AER : 10.37%)
|
|
100 DAYS FD (BDT 1.00 Bn & above)
|
10.50% (AER : 10.90%)
|
|
6 MONTH FD (Up-to BDT 500 Mn)
|
3.50% (AER : 3.53%)
|
|
6 MONTH FD (BDT 500 Mn up-to BDT 1.00 Bn)
|
6.00% (AER : 6.09%)
|
|
6 MONTH FD (BDT 1.00 Bn & Above)
|
9.50% (AER : 9.73%)
|
|
200 DAYS FD (Up-to BDT 1Bn)
|
10.50% (AER : 10.74%)
|
|
200 DAYS FD (BDT 1 Bn & Above)
|
11.00% (AER : 11.27%)
|
|
355 DAYS FD (Up-to BDT 1 Bn)
|
11.00% (AER : 11.01%)
|
|
355 DAYS FD (BDT 1 Bn & Above)
|
11.50% (AER : 11.51%)
|
|
1 YEAR FD (Up-to BDT 500 Mn)
|
4.25%
|
|
1 YEAR FD (BDT 500 Mn to BDT 1.00 Bn)
|
6.00%
|
|
1 YEAR FD (BDT 1.00 Bn and Above))
|
9.00%
|
|
366 DAYS FD
|
10.00%
|
|
2 YEAR FD - Interest to be paid at maturity
|
7.50%
|
|
3 YEAR FD (Up-to BDT 500 Mn)
|
8.00%
|
|
3 YEAR FD (BDT 500 Mn &Above)
|
8.50%
|
|
5 YEAR FD - (High 5 FD) Any Amount
|
13.00%
|
|
FDR - ANNUAL INTEREST – NON INDIVIDUAL
|
|
|
2 YEAR FD
|
7.00%
|
|
3 YEAR FD
|
7.50%
|
|
FDR - MONTHLY INTEREST – NON INDIVIDUAL
|
|
|
1 YEAR FD
|
6.50%
|
|
2 YEAR FD
|
6.65%
|
|
3 YEAR FD
|
6.75%
|
|
FDR - QUARTERLY INTEREST – NON INDIVIDUAL
|
|
|
1 YEAR FD
|
6.60%
|
|
2 YEAR FD
|
6.75%
|
|
3 YEAR FD
|
6.85%
|
|
FDR - HALF YEARLY INTEREST – NON INDIVIDUAL
|
|
|
1 YEAR FD
|
6.70%
|
|
2 YEAR FD
|
6.85%
|
|
3 YEAR FD
|
6.95%
|
|
FIXED DEPOSIT RATES (FDR) – INDIVIDUAL
|
|
|
3 MONTH FD
|
8.00% (AER : 8.24%)
|
|
6 MONTH FD
|
8.00% (AER : 8.16%)
|
|
1 YEAR FD
|
8.00% (AER : 8.00%)
|
|
2 YEAR FD
|
8.50% (AER : 8.17%)
|
|
3 YEAR FD
|
9.00% (AER : 8.29%)
|
|
E FD (FIXED DEPOSIT) RATES – INDIVIDUAL
|
|
|
85 DAYS FD (Up-to BDT 500 Mn)
|
10.50%
|
|
85 DAYS FD (BDT 500 Mn & Above)
|
11.00%
|
|
3 MONTH FD (Up-to BDT 500 Million)
|
10.50%
|
|
3 MONTH FD (Up-to BDT 500 Million)
|
10.50%
|
|
3 MONTH FD (From BDT 1.00 Bn and above)
|
10.00%
|
|
100 DAYS FD (Up-to BDT 1.00 Bn)
|
11.00%
|
|
100 DAYS FD (BDT 1.00 Bn & Above)
|
11.50%
|
|
6 MONTH FD (Up-to BDT 500 Mn))
|
4.50%
|
|
6 MONTH FD (From BDT 500 Mn upto BDT 1.00 Bn)
|
7.00%
|
|
6 MONTH FD (From BDT 1.00 Bn and above)
|
10.50%
|
|
200 DAYS FD (Up-to BDT 1.00 Bn)
|
11.50%
|
|
200 DAYS FD (BDT 1.00 Bn & Above)
|
12.00%
|
|
355 DAYS FD (Up-to BDT 1.00 Bn)
|
12.00%
|
|
355 DAYS FD (BDT 1.00 Bn & Above)
|
12.50%
|
|
1 YEAR FD (Upto BDT 500 Mn)
|
5.25%
|
|
1 YEAR FD (From 500 Mn up-to BDT 1.00 Bn)
|
7.00%
|
|
1 YEAR FD (From BDT 1.00 Bn and above)
|
10.00%
|
|
366 DAYS FD
|
11.00%
|
|
2 YEAR FD - lnterest to be paid at maturity
|
8.50%
|
|
3 YEAR FD (Up-to BDT 500 Mn)
|
9.00%
|
|
3 YEAR FD (From BDT 500 Mn and above)
|
9.50%
|
|
5 YEAR FD - (High 5 FD) Interest to be paid at maturity
|
13.00%
|
|
FlexiFD (At Maturity Interest) - INDIVIDUAL
|
|
|
2 YEAR FlexiFD (Any Amount)
|
12.09%
|
|
3 YEAR FlexiFD (Any Amount)
|
12.59%
|
|
4 YEAR FlexiFD (Any Amount)
|
13.09%
|
|
FlexiFD (At Maturity Interest) - NON-INDIVIDUAL
|
|
|
2 YEAR FlexiFD (Any Amount)
|
12.09%
|
|
3 YEAR FlexiFD (Any Amount)
|
12.59%
|
|
4 YEAR FlexiFD (Any Amount)
|
13.09%
|
|
FlexiFD (Quarterly Interest) - INDIVIDUAL
|
|
|
2 YEAR FlexiFD (Any Amount)
|
11.09%
|
|
3 YEAR FlexiFD (Any Amount)
|
11.09%
|
|
4 YEAR FlexiFD (Any Amount)
|
11.09%
|
|
FlexiFD (Quarterly Interest) - NON-INDIVIDUAL
|
|
|
2 YEAR FlexiFD (Any Amount)
|
11.09%
|
|
3 YEAR FlexiFD (Any Amount)
|
11.09%
|
|
4 YEAR FlexiFD (Any Amount)
|
11.09%
|
|
E FlexiFD - INDIVIDUAL
|
|
|
2 YEAR FlexiFD (Any Amount) (At Maturity lnterest)
|
12.09%
|
|
3 YEAR FlexiFD (Any Amount) (At Maturity lnterest)
|
12.59%
|
|
4 YEAR FlexiFD (Any Amount) (At Maturity lnterest)
|
13.09%
|
|
E FlexiFD - INDIVIDUAL
|
|
|
2 YEAR FlexiFD (Any Amount) (Quarterly lnterest)
|
11.09%
|
|
3 YEAR FlexiFD (Any Amount) (Quarterly lnterest)
|
11.09%
|
|
4 YEAR FlexiFD (Any Amount) (Quarterly lnterest)
|
11.09%
|
Dream Planner Savings
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
DREAM PLANNER SAVINGS
|
4.00%
|
DPS Plus
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
DPS Plus
|
7.00%
|
Money Market Accounts (MMA)
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
Up-to BDT 250 Mn
|
1.25%
|
|
Above BDT 250 Mn
|
1.50%
|
Special Money Market Account
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
Special Money Market Account
|
2.00% - 6.50%
|
Forward Contract Buildup Account
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
Forward Contract Buildup Account
|
1.00%
|
Money Market - Government Account
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
Money Market - Government Account
|
2.50% - 6.25%
|
Money Market Local Government & Employee Provident Fund
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
Money Market - Local Government and Employee Provident Fund
|
3.00% - 9.00%
|
Money Market - Financial Institutions
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
Up-to BDT 250 Mn
|
7.00%
|
|
From BDT 250 lVn upto BDT 1.00 Bn
|
10.50%
|
|
Above BDT 1.00 Bn
|
11.25%
|
Special Money Market Account For High Commissions & Embassies
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
Special Money Market Account For High Commissions & Embassies
|
2.00% - 3.75%
|
Money Market Account - Employee Gratuity Fund
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
Below BDT 10.00 Mn
|
2.50%
|
|
BDT 10.00 Mn Up-to BDT 100 Mn
|
2.50%
|
|
BDT 100.00 Mn Up-to BDT 400 Mn
|
2.50%
|
|
BDT 400 Mn Up-to BDT 700 Mn
|
2.75%
|
|
BDT 700.00 Mn Up-to BDT 1.00 Bn
|
2.75%
|
|
BDT 1.00 Bn Up-to BDT 1.50 Bn
|
3.00%
|
|
BDT 1.50 Bn & Above
|
2.85%
|
Money Market Account - Employee Gratuity Fund - Energy Sector
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
Money Market Account - Employee Gratuity Fund - Energy Sector
|
2.85% p.a (Flat)
|
Money Market Account - Employee Gratuity Fund - Communications Industry
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
Up-to BDT 1.50 Bn
|
2.50%
|
|
BDT 1.50 Bn Up-to BDT 2.25 Bn
|
2.75%
|
|
BDT 2.25 Bn & Above
|
3.00%
|
Money Market Account - Educational Institutions
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
Money Market Account - Educational Institutions
|
6.00% p.a (Flat)
|
Foreign Currency
Fixed Deposit Rates for NRFC / RFC / RNNFC / SFIDA / Exporter’s Foreign Currency Accounts in Domestic Banking Unit (effective from August 01, 2022)
Foreign Currency FDR Interest Rates for DBU
|
Currency
|
1 Month
|
3 Months
|
6 Months
|
1 Year
|
|---|---|---|---|---|
|
EUR
|
0.25%
|
0.50%
|
0.75%
|
1.00%
|
|
GBP
|
0.50%
|
0.75%
|
0.85%
|
1.00%
|
|
AUD
|
3.00%
|
3.25%
|
3.50%
|
4.00%
|
|
JPY
|
0.15%
|
0.25%
|
0.30%
|
0.35%
|
|
CAD
|
0.15%
|
0.15%
|
0.30%
|
0.55%
|
|
SGD
|
0.10%
|
0.15%
|
0.25%
|
0.35%
|
|
HKD
|
0.10%
|
0.15%
|
0.35%
|
0.55%
|
Note: Please contact dealing room for special rates for valued clients.
Foreign Currency FDR Interest Rates for OBU
|
Currency
|
1 Month
|
3 Months
|
6 Months
|
1 Year
|
|---|---|---|---|---|
|
EUR
|
0.25%
|
0.50%
|
0.75%
|
1.00%
|
|
GBP
|
0.50%
|
0.75%
|
0.85%
|
1.00%
|
|
AUD
|
3.00%
|
3.25%
|
3.50%
|
4.00%
|
|
JPY
|
0.15%
|
0.25%
|
0.30%
|
0.35%
|
|
CAD
|
0.15%
|
0.15%
|
0.30%
|
0.55%
|
|
SGD
|
0.10%
|
0.15%
|
0.25%
|
0.35%
|
|
HKD
|
0.10%
|
0.15%
|
0.35%
|
0.55%
|
Note: Please contact dealing room for special rates for valued clients.
DOLLARSMART Deposit Scheme for Domestic Banking Unit
|
Tenor
|
Interest Rate*
|
|---|---|
|
1 Month
|
1.00%
|
|
3 Months
|
1.25%
|
|
6 Months
|
1.50%
|
|
1 Year
|
1.75%
|
* Please contact dealing room for volumes above 100K.
DOLLARSMART Deposit Scheme for Offshore Banking Unit
|
Tenor
|
Interest Rate*
|
|---|---|
|
1 Month
|
1.00%
|
|
3 Months
|
1.25%
|
|
6 Months
|
1.50%
|
|
1 Year
|
1.75%
|
* Please contact dealing room for volumes above 100K.
FC Savings Deposit Interest Rates for OBU
|
Currency
|
Interest Rate*
|
|---|---|
|
USD
|
0.50%
|
|
EUR
|
0.25%
|
|
GBP
|
0.25%
|
|
AUD
|
2.00%
|
|
SGD
|
0.10%
|
|
CAD
|
0.25%
|
FC Plus Interest Rates for OBU
|
Currency
|
Savings Rate %
|
"FC PLUS" ACCOUNT BALANCE
|
||||
|---|---|---|---|---|---|---|
|
Up to 4,000 %
|
For 4,001 – 25,000 %
|
For 25,001 - 50,000 %
|
For 50,001 - 100,000 %
|
For 100,001 and above %
|
||
|
USD
|
0.500%
|
0.500%
|
0.750%
|
1.000%
|
1.250%
|
1.500%
|
|
EUR
|
0.250%
|
0.250%
|
0.450%
|
0.550%
|
0.650%
|
0.750%
|
|
GBP
|
0.250%
|
0.250%
|
0.450%
|
0.550%
|
0.650%
|
0.750%
|
|
AUD
|
2.000%
|
2.000%
|
2.200%
|
2.300%
|
2.400%
|
2.500%
|
Taka Exchange Rates
|
Rate: Taka per unit foreign currency as at 2023/11/12
|
||||||
|---|---|---|---|---|---|---|
|
Exchange Rates
|
Currency (CASH NOTE)
|
Cheques
|
Telegraphic Transfers
|
|||
|
|
Buying Rate
|
Selling Rate
|
Buying Rate
|
Selling Rate
|
Buying Rate
|
Selling Rate
|
|
US Dollars (USD)
|
112.0000
|
113.0000
|
110.5000
|
111.0000
|
110.5000
|
111.0000
|
|
EURO (EUR)
|
119.4146
|
124.8955
|
117.9146
|
122.4885
|
117.9146
|
122.4885
|
|
Great Britain Pounds (GBP)
|
136.8956
|
141.4658
|
134.8956
|
138.3726
|
134.8956
|
138.3726
|
|
Japanese Yen (JPY)
|
0 .7129
|
0.7595
|
0.7129
|
0.7500
|
0.7129
|
0.7500
|
|
Singapore Dollar (SGD)
|
80.7776
|
84.9379
|
79.7776
|
83.1398
|
79.7776
|
83.1398
|
|
Australian Dollars (AUD)
|
68.6647
|
73.6308
|
68.6647
|
72.3276
|
68.6647
|
72.3276
|
|
Canadian Dollars (CAD)
|
79.7892
|
83.0943
|
79.7892
|
81.6236
|
79.7892
|
81.6236
|
|
New Zealand Dollars (NZD)
|
65.1177
|
66.6361
|
65.1177
|
65.4567
|
65.1177
|
65.4567
|
|
HongKong Dollars (HKD)
|
14.1120
|
14.6065
|
14.1120
|
14.2498
|
14.1120
|
14.2498
|
|
Chinese Yuan (CNY)
|
15.1586
|
15.7845
|
15.1586
|
15.9963
|
15.1586
|
15.9963
|
Note : These are indicative exchange rates only and are subject to change according to market levels.
* TT Buying rates are applicable for Inward Remittances/Foreign Currency Account Transfers.
* Cheques Buying rates are applicable for Foreign Drafts / Cheques / International Money Orders.
* TT Selling rates are applicable for Outward Remittances/ Currency Notes/Foreign Drafts.
SCHEDULE OF CHARGES EFFECTIVE FROM 01, JULY 2024
Declared Interest Rate effective from 01.12.2024
Interest Rates
Savings Accounts
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
BDT 0 -- BDT 25,000
|
0.00%
|
|
BDT 25,001 – BDT 500,000
|
0.75%
|
|
BDT 500,001 and Above
|
1.00%
|
PCS (Privilege Customer Scheme) Account
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
BDT 0 -- BDT 25,000
|
0.00%
|
|
BDT 25,000 and above
|
1.25%
|
Special PCS Account
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
BDT 0 -- BDT 25,000
|
0.00%
|
|
BDT 25,000 and above
|
1.50%
|
Savings (Monthly Interest)
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
BDT 0 -- BDT 25,000
|
0.00%
|
|
BDT 25,001 – BDT 500,000
|
0.75%
|
|
BDT 500,001 and Above
|
1.00%
|
Bonus Savings (Half-Yearly Interest)
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
BDT 0 -- BDT 25,000
|
0.00%
|
|
BDT 25,000 and above
|
1.00%
|
Investment Savings
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
Investment Savings
|
6.00%
|
Freecom Savings Accounts
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
BDT 0 -- BDT 25,000
|
0.00%
|
|
BDT 25,000 and above
|
1.50%
|
DotCom (Teen Saver) Accounts
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
DotCom (Teen Saver) Accounts
|
1.25%
|
Ananya Savings Account (Savings Account for Ladies)
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
BDT 0 -- BDT 25,000
|
0.00%
|
|
BDT 25,001 -- BDT 100,000
|
1.50%
|
|
BDT 100,001 – BDT 1,000,00
|
2.00%
|
|
BDT 1,000,001 and Above
|
2.50%
|
Shamriddhi Account
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
'SHAMRIDDHI' Tiered Savings (Half-Yearly Interest)
|
1.00% - 2.00%
|
|
BDT 50,001 -- BDT 500,000
|
1.00%
|
|
BDT 500,001 – BDT 2,000,000
|
1.25%
|
|
BDT 2,000,001 – BDT 10,000,000
|
1.50%
|
|
BDT 10,000,001 and Above
|
2.00%
|
Special Notice Deposits
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
SPECIAL NOTICE DEPOSITS (SND)
|
1.00% - 2.50
|
|
Less than 10 Million
|
1.00%
|
|
10 Million & above but less than 250 Million
|
1.00%
|
|
250 Million & above but less than 500 Million
|
1.25%
|
|
500 Million & above but less than 1 Billion
|
1.50%
|
|
1 Billion & above
|
2.50%
|
Fixed Deposits
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
FIXED DEPOSIT RATES (FDR) – INDIVIDUAL & NON INDIVIDUAL
|
|
|
1 Month FD (Any Amount)
|
2.00% (AER : 2.02%)
|
|
2 Month FD (Any Amount)
|
2.00% (AER : 2.02%)
|
|
85 DAYS FD (Up-to BDT 500 Million )
|
9.50% (AER : 9.85%)
|
|
85 DAYS FD (BDT 500 Million & above)
|
10.50% (AER : 10.93%)
|
|
FIXED DEPOSIT RATES (FDR) – NON INDIVIDUAL
|
|
|
3 MONTH FD (Up-to BDT 500 Mn)
|
2.50% (AER : 2.52%)
|
|
3 MONTH FD (BDT 500 Mn up-to BDT 1.00 Bn)
|
4.50% (AER : 4.58%)
|
|
3 MONTH FD (BDT 1.00 Bn & Above)
|
9.00% (AER : 9.31%)
|
|
100 DAYS FD (Up-to BDT 1.00 Bn)
|
10.00% (AER : 10.37%)
|
|
100 DAYS FD (BDT 1.00 Bn & above)
|
10.50% (AER : 10.90%)
|
|
6 MONTH FD (Up-to BDT 500 Mn)
|
3.50% (AER : 3.53%)
|
|
6 MONTH FD (BDT 500 Mn up-to BDT 1.00 Bn)
|
6.00% (AER : 6.09%)
|
|
6 MONTH FD (BDT 1.00 Bn & Above)
|
9.50% (AER : 9.73%)
|
|
200 DAYS FD (Up-to BDT 1Bn)
|
10.50% (AER : 10.74%)
|
|
200 DAYS FD (BDT 1 Bn & Above)
|
11.00% (AER : 11.27%)
|
|
355 DAYS FD (Up-to BDT 1 Bn)
|
11.00% (AER : 11.01%)
|
|
355 DAYS FD (BDT 1 Bn & Above)
|
11.50% (AER : 11.51%)
|
|
1 YEAR FD (Up-to BDT 500 Mn)
|
4.25%
|
|
1 YEAR FD (BDT 500 Mn to BDT 1.00 Bn)
|
6.00%
|
|
1 YEAR FD (BDT 1.00 Bn and Above))
|
9.00%
|
|
366 DAYS FD
|
10.00%
|
|
2 YEAR FD - Interest to be paid at maturity
|
7.50%
|
|
3 YEAR FD (Up-to BDT 500 Mn)
|
8.00%
|
|
3 YEAR FD (BDT 500 Mn &Above)
|
8.50%
|
|
5 YEAR FD - (High 5 FD) Any Amount
|
13.00%
|
|
FDR - ANNUAL INTEREST – NON INDIVIDUAL
|
|
|
2 YEAR FD
|
7.00%
|
|
3 YEAR FD
|
7.50%
|
|
FDR - MONTHLY INTEREST – NON INDIVIDUAL
|
|
|
1 YEAR FD
|
6.50%
|
|
2 YEAR FD
|
6.65%
|
|
3 YEAR FD
|
6.75%
|
|
FDR - QUARTERLY INTEREST – NON INDIVIDUAL
|
|
|
1 YEAR FD
|
6.60%
|
|
2 YEAR FD
|
6.75%
|
|
3 YEAR FD
|
6.85%
|
|
FDR - HALF YEARLY INTEREST – NON INDIVIDUAL
|
|
|
1 YEAR FD
|
6.70%
|
|
2 YEAR FD
|
6.85%
|
|
3 YEAR FD
|
6.95%
|
|
FIXED DEPOSIT RATES (FDR) – INDIVIDUAL
|
|
|
3 MONTH FD
|
8.00% (AER : 8.24%)
|
|
6 MONTH FD
|
8.00% (AER : 8.16%)
|
|
1 YEAR FD
|
8.00% (AER : 8.00%)
|
|
2 YEAR FD
|
8.50% (AER : 8.17%)
|
|
3 YEAR FD
|
9.00% (AER : 8.29%)
|
|
E FD (FIXED DEPOSIT) RATES – INDIVIDUAL
|
|
|
85 DAYS FD (Up-to BDT 500 Mn)
|
10.50%
|
|
85 DAYS FD (BDT 500 Mn & Above)
|
11.00%
|
|
3 MONTH FD (Up-to BDT 500 Million)
|
10.50%
|
|
3 MONTH FD (Up-to BDT 500 Million)
|
10.50%
|
|
3 MONTH FD (From BDT 1.00 Bn and above)
|
10.00%
|
|
100 DAYS FD (Up-to BDT 1.00 Bn)
|
11.00%
|
|
100 DAYS FD (BDT 1.00 Bn & Above)
|
11.50%
|
|
6 MONTH FD (Up-to BDT 500 Mn))
|
4.50%
|
|
6 MONTH FD (From BDT 500 Mn upto BDT 1.00 Bn)
|
7.00%
|
|
6 MONTH FD (From BDT 1.00 Bn and above)
|
10.50%
|
|
200 DAYS FD (Up-to BDT 1.00 Bn)
|
11.50%
|
|
200 DAYS FD (BDT 1.00 Bn & Above)
|
12.00%
|
|
355 DAYS FD (Up-to BDT 1.00 Bn)
|
12.00%
|
|
355 DAYS FD (BDT 1.00 Bn & Above)
|
12.50%
|
|
1 YEAR FD (Upto BDT 500 Mn)
|
5.25%
|
|
1 YEAR FD (From 500 Mn up-to BDT 1.00 Bn)
|
7.00%
|
|
1 YEAR FD (From BDT 1.00 Bn and above)
|
10.00%
|
|
366 DAYS FD
|
11.00%
|
|
2 YEAR FD - lnterest to be paid at maturity
|
8.50%
|
|
3 YEAR FD (Up-to BDT 500 Mn)
|
9.00%
|
|
3 YEAR FD (From BDT 500 Mn and above)
|
9.50%
|
|
5 YEAR FD - (High 5 FD) Interest to be paid at maturity
|
13.00%
|
|
FlexiFD (At Maturity Interest) - INDIVIDUAL
|
|
|
2 YEAR FlexiFD (Any Amount)
|
12.09%
|
|
3 YEAR FlexiFD (Any Amount)
|
12.59%
|
|
4 YEAR FlexiFD (Any Amount)
|
13.09%
|
|
FlexiFD (At Maturity Interest) - NON-INDIVIDUAL
|
|
|
2 YEAR FlexiFD (Any Amount)
|
12.09%
|
|
3 YEAR FlexiFD (Any Amount)
|
12.59%
|
|
4 YEAR FlexiFD (Any Amount)
|
13.09%
|
|
FlexiFD (Quarterly Interest) - INDIVIDUAL
|
|
|
2 YEAR FlexiFD (Any Amount)
|
11.09%
|
|
3 YEAR FlexiFD (Any Amount)
|
11.09%
|
|
4 YEAR FlexiFD (Any Amount)
|
11.09%
|
|
FlexiFD (Quarterly Interest) - NON-INDIVIDUAL
|
|
|
2 YEAR FlexiFD (Any Amount)
|
11.09%
|
|
3 YEAR FlexiFD (Any Amount)
|
11.09%
|
|
4 YEAR FlexiFD (Any Amount)
|
11.09%
|
|
E FlexiFD - INDIVIDUAL
|
|
|
2 YEAR FlexiFD (Any Amount) (At Maturity lnterest)
|
12.09%
|
|
3 YEAR FlexiFD (Any Amount) (At Maturity lnterest)
|
12.59%
|
|
4 YEAR FlexiFD (Any Amount) (At Maturity lnterest)
|
13.09%
|
|
E FlexiFD - INDIVIDUAL
|
|
|
2 YEAR FlexiFD (Any Amount) (Quarterly lnterest)
|
11.09%
|
|
3 YEAR FlexiFD (Any Amount) (Quarterly lnterest)
|
11.09%
|
|
4 YEAR FlexiFD (Any Amount) (Quarterly lnterest)
|
11.09%
|
Dream Planner Savings
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
DREAM PLANNER SAVINGS
|
4.00%
|
DPS Plus
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
DPS Plus
|
7.00%
|
Money Market Accounts (MMA)
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
Up-to BDT 250 Mn
|
1.25%
|
|
Above BDT 250 Mn
|
1.50%
|
Special Money Market Account
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
Special Money Market Account
|
2.00% - 6.50%
|
Forward Contract Buildup Account
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
Forward Contract Buildup Account
|
1.00%
|
Money Market - Government Account
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
Money Market - Government Account
|
2.50% - 6.25%
|
Money Market Local Government & Employee Provident Fund
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
Money Market - Local Government and Employee Provident Fund
|
3.00% - 9.00%
|
Money Market - Financial Institutions
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
Up-to BDT 250 Mn
|
7.00%
|
|
From BDT 250 lVn upto BDT 1.00 Bn
|
10.50%
|
|
Above BDT 1.00 Bn
|
11.25%
|
Special Money Market Account For High Commissions & Embassies
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
Special Money Market Account For High Commissions & Embassies
|
2.00% - 3.75%
|
Money Market Account - Employee Gratuity Fund
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
Below BDT 10.00 Mn
|
2.50%
|
|
BDT 10.00 Mn Up-to BDT 100 Mn
|
2.50%
|
|
BDT 100.00 Mn Up-to BDT 400 Mn
|
2.50%
|
|
BDT 400 Mn Up-to BDT 700 Mn
|
2.75%
|
|
BDT 700.00 Mn Up-to BDT 1.00 Bn
|
2.75%
|
|
BDT 1.00 Bn Up-to BDT 1.50 Bn
|
3.00%
|
|
BDT 1.50 Bn & Above
|
2.85%
|
Money Market Account - Employee Gratuity Fund - Energy Sector
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
Money Market Account - Employee Gratuity Fund - Energy Sector
|
2.85% p.a (Flat)
|
Money Market Account - Employee Gratuity Fund - Communications Industry
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
Up-to BDT 1.50 Bn
|
2.50%
|
|
BDT 1.50 Bn Up-to BDT 2.25 Bn
|
2.75%
|
|
BDT 2.25 Bn & Above
|
3.00%
|
Money Market Account - Educational Institutions
|
Deposit
|
Interest Rate ( p.a.)
|
|---|---|
|
Money Market Account - Educational Institutions
|
6.00% p.a (Flat)
|
Foreign Currency
Fixed Deposit Rates for NRFC / RFC / RNNFC / SFIDA / Exporter’s Foreign Currency Accounts in Domestic Banking Unit (effective from August 01, 2022)
Foreign Currency FDR Interest Rates for DBU
|
Currency
|
1 Month
|
3 Months
|
6 Months
|
1 Year
|
|---|---|---|---|---|
|
EUR
|
0.25%
|
0.50%
|
0.75%
|
1.00%
|
|
GBP
|
0.50%
|
0.75%
|
0.85%
|
1.00%
|
|
AUD
|
3.00%
|
3.25%
|
3.50%
|
4.00%
|
|
JPY
|
0.15%
|
0.25%
|
0.30%
|
0.35%
|
|
CAD
|
0.15%
|
0.15%
|
0.30%
|
0.55%
|
|
SGD
|
0.10%
|
0.15%
|
0.25%
|
0.35%
|
|
HKD
|
0.10%
|
0.15%
|
0.35%
|
0.55%
|
Note: Please contact dealing room for special rates for valued clients.
Foreign Currency FDR Interest Rates for OBU
|
Currency
|
1 Month
|
3 Months
|
6 Months
|
1 Year
|
|---|---|---|---|---|
|
EUR
|
0.25%
|
0.50%
|
0.75%
|
1.00%
|
|
GBP
|
0.50%
|
0.75%
|
0.85%
|
1.00%
|
|
AUD
|
3.00%
|
3.25%
|
3.50%
|
4.00%
|
|
JPY
|
0.15%
|
0.25%
|
0.30%
|
0.35%
|
|
CAD
|
0.15%
|
0.15%
|
0.30%
|
0.55%
|
|
SGD
|
0.10%
|
0.15%
|
0.25%
|
0.35%
|
|
HKD
|
0.10%
|
0.15%
|
0.35%
|
0.55%
|
Note: Please contact dealing room for special rates for valued clients.
DOLLARSMART Deposit Scheme for Domestic Banking Unit
|
Tenor
|
Interest Rate*
|
|---|---|
|
1 Month
|
1.00%
|
|
3 Months
|
1.25%
|
|
6 Months
|
1.50%
|
|
1 Year
|
1.75%
|
* Please contact dealing room for volumes above 100K.
DOLLARSMART Deposit Scheme for Offshore Banking Unit
|
Tenor
|
Interest Rate*
|
|---|---|
|
1 Month
|
1.00%
|
|
3 Months
|
1.25%
|
|
6 Months
|
1.50%
|
|
1 Year
|
1.75%
|
* Please contact dealing room for volumes above 100K.
FC Savings Deposit Interest Rates for OBU
|
Currency
|
Interest Rate*
|
|---|---|
|
USD
|
0.50%
|
|
EUR
|
0.25%
|
|
GBP
|
0.25%
|
|
AUD
|
2.00%
|
|
SGD
|
0.10%
|
|
CAD
|
0.25%
|
FC Plus Interest Rates for OBU
|
Currency
|
Savings Rate %
|
"FC PLUS" ACCOUNT BALANCE
|
||||
|---|---|---|---|---|---|---|
|
Up to 4,000 %
|
For 4,001 – 25,000 %
|
For 25,001 - 50,000 %
|
For 50,001 - 100,000 %
|
For 100,001 and above %
|
||
|
USD
|
0.500%
|
0.500%
|
0.750%
|
1.000%
|
1.250%
|
1.500%
|
|
EUR
|
0.250%
|
0.250%
|
0.450%
|
0.550%
|
0.650%
|
0.750%
|
|
GBP
|
0.250%
|
0.250%
|
0.450%
|
0.550%
|
0.650%
|
0.750%
|
|
AUD
|
2.000%
|
2.000%
|
2.200%
|
2.300%
|
2.400%
|
2.500%
|
Taka Exchange Rates
|
Rate: Taka per unit foreign currency as at 2023/11/12
|
||||||
|---|---|---|---|---|---|---|
|
Exchange Rates
|
Currency (CASH NOTE)
|
Cheques
|
Telegraphic Transfers
|
|||
|
|
Buying Rate
|
Selling Rate
|
Buying Rate
|
Selling Rate
|
Buying Rate
|
Selling Rate
|
|
US Dollars (USD)
|
112.0000
|
113.0000
|
110.5000
|
111.0000
|
110.5000
|
111.0000
|
|
EURO (EUR)
|
119.4146
|
124.8955
|
117.9146
|
122.4885
|
117.9146
|
122.4885
|
|
Great Britain Pounds (GBP)
|
136.8956
|
141.4658
|
134.8956
|
138.3726
|
134.8956
|
138.3726
|
|
Japanese Yen (JPY)
|
0 .7129
|
0.7595
|
0.7129
|
0.7500
|
0.7129
|
0.7500
|
|
Singapore Dollar (SGD)
|
80.7776
|
84.9379
|
79.7776
|
83.1398
|
79.7776
|
83.1398
|
|
Australian Dollars (AUD)
|
68.6647
|
73.6308
|
68.6647
|
72.3276
|
68.6647
|
72.3276
|
|
Canadian Dollars (CAD)
|
79.7892
|
83.0943
|
79.7892
|
81.6236
|
79.7892
|
81.6236
|
|
New Zealand Dollars (NZD)
|
65.1177
|
66.6361
|
65.1177
|
65.4567
|
65.1177
|
65.4567
|
|
HongKong Dollars (HKD)
|
14.1120
|
14.6065
|
14.1120
|
14.2498
|
14.1120
|
14.2498
|
|
Chinese Yuan (CNY)
|
15.1586
|
15.7845
|
15.1586
|
15.9963
|
15.1586
|
15.9963
|
Note : These are indicative exchange rates only and are subject to change according to market levels.
* TT Buying rates are applicable for Inward Remittances/Foreign Currency Account Transfers.
* Cheques Buying rates are applicable for Foreign Drafts / Cheques / International Money Orders.
* TT Selling rates are applicable for Outward Remittances/ Currency Notes/Foreign Drafts.
